Refer A Friend

Login

GET STARTED
  • RATES STARTING AS LOW AS

6.81%

*

  • DSCR RATES STARTING AS LOW AS

5.3%

*

  • DSCR Zero point options available!
  • Bridge RATES STARTING AS LOW AS

8.99%

*

The Team

Our team’s expertise and deep understanding of the unique needs and challenges of today’s real estate investors are essential to our ability to play a pivotal role in your investment journey.

GREGG KENNEDY

Head of Sales
Learn More

NICOLE ARIAS DE LIBAN

Vice President – Account Executive
Learn More

BLAKE BURRETT

Vice President – Account Executive
Learn More

Tom Doherty

Vice President – Account Executive
Learn More

Leah Flickinger

Vice President – Account Executive
Learn More

CHRIS OVIEDO

Vice President – Account Executive
Learn More

Ryan Kumar Ray

Vice President – Account Executive
Learn More

Jay Song

Vice President – Account Executive
Learn More

WHENEVER YOU’RE READY TO INVEST IN REAL ESTATE, CIVIC IS READY TO HELP.

GET STARTED
CIVIC delivers simple, honest, reliable lending for real estate investors.

LOAN OPTIONS

RESOURCES

Ancillary products

Portfolio

ABOUT US

OPPORTUNITY

COMPLIANCE

©2025 CIVIC Financial Services, LLC. is part of the Roc360 family of companies. A Roc360 affiliate is licensed as a California Finance Lender under Department of Financial Protection and Innovation 60DBO-69051; Arizona Commercial Mortgage Banker License 1002735; Florida Mortgage Lender Servicer License MLD1778; Nevada Mortgage Company (License #5100); North Carolina Loan Broker Registration Filing 315; West Virginia State Tax Department, Account #2410-0931. NMLS Company ID 1804080. *Rates advertised are the lowest offered. Actual rates and offers may vary based on approval criteria, including but not limited to borrower FICO score, previous experience, period of ownership, etc. All rights reserved. Equal housing lender.