Fix and Flip Loan

9.75%

*

In search of short-term financing to fund your next flip? CIVIC’s fix and flip loans allow you to purchase a property under market value, rehab it, and then re-sell it as quickly as possible.

 

Key Facts About Our Fix & Flip Loans

Term

12 months standard

18 month option case-by-case

Rehab/Construction Financing

Funding up to 100% rehab budget up to % Approved LTV of Total Costs

Maximum Loan-To-Cost(Ltc) Cost Is Purchase Price Amount

Up to 90% LTC

Maximum Loan-To-Value(Ltv)

Up to 70% After Repair Value (ARV) LTV

When Do We Use Ltv Vs Ltc?

Generally, we use the lesser of LTV or LTC calculation

Recourse

Full Recourse Only

Loan Amount

$50K - $5MM

Loan Purpose

Rehab loan for non-owner occupied residential investment property

Borrower Type

Entity required

Property Types

Non-Owner Occupied:

Attached or detached SFR

2-4 unit properties

Townhomes

Condos

Foreign Nationals

Not allowed from ineligible country list

Minimum Experience

NO prior experience required

Over $8 Billion in loans for Real Estate Investors
Home Depot Pro Logo
CIVIC partners with The Home Depot®, the world’s largest home improvement retailer, so we can provide additional value and solutions for your business.

Why Choose a Fix & Flip Loan?

  • Fix & Flip loans are great for renovation projects, big or small.
  • Grow with CIVIC: As you fund more property loans with us and gain experience, your terms may improve.
  • Extensive Rehab financing is available for larger Fix & Flip projects.
BEGIN TODAY BY TAKING ADVANTAGE OF A FIX AND FLIP LOAN