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Fix and Flip

In search of short-term financing to fund your next flip? CIVIC’s fix and flip loans allow you to purchase a property under market value, rehab it, and then re-sell it as quickly as possible.

 

Key Facts About Our Fix & Flip Loans

Fix & Flip Loan
LOAN PURPOSE
Rehab loan for non-owner occupied residential investment property
LOAN AMOUNT
$50K - $5MM
TERM
12 months standard,
18 month option case-by-case
BORROWER TYPE
Entity required
MINIMUM EXPERIENCE
NO prior experience required
MAXIMUM LOAN-TO-VALUE (LTV)
Up to 70% After Repair Value (ARV) LTV
Maximum LOAN-TO-COST (LTC)
Cost is purchase price amount
Up to 90% LTC
WHEN DO WE USE LTV VS LTC?
Generally, we use the lesser of LTV or LTC calculation
REHAB/CONSTRUCTION FINANCING
Funding up to 100% rehab budget up to % Approved LTV of Total Costs
FOREIGN NATIONALS
Not allowed from ineligible country list
PROPERTY TYPES
Non-Owner Occupied:
- Attached or detached SFR
- 2-4 unit properties
- Townhomes
- Condos
Over $8 Billion in loans for Real Estate Investors
Home Depot Pro Logo
CIVIC partners with The Home Depot®, the world’s largest home improvement retailer, so we can provide additional value and solutions for your business.

Why Choose a Fix & Flip Loan?

  • Fix & Flip loans are great for renovation projects, big or small.
  • Grow with CIVIC: As you fund more property loans with us and gain experience, your terms may improve.
  • Extensive Rehab financing is available for larger Fix & Flip projects.
BEGIN TODAY BY TAKING ADVANTAGE OF A FIX AND FLIP LOAN