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  • RATES STARTING AS LOW AS

6.81%

*

  • DSCR RATES STARTING AS LOW AS

5.48%

*

  • DSCR Zero point options available!
  • Bridge RATES STARTING AS LOW AS

9.49%

*

75%

*

  • ARLTV NOW AVAILABLE FOR ELIGIBLE FIX AND FLIP LOANS

WHERE WE LEND

CIVIC provides Mortgage Brokers and Real Estate Investors with a reliable and cost-effective funding source for their real estate investment needs. CIVIC currently lends in 44 states and the District of Columbia.
AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

***At this time, we are unable to lend in Minnesota, North Dakota, South Dakota, Utah, Oregon and Vermont.

Not sure where to start or what solutions you may need to achieve your real estate investment goals? Let us be your partner and help to simplify the process and provide guidance for you.    

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CIVIC delivers simple, honest, reliable lending for real estate investors.

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©2025 CIVIC Financial Services, LLC. is part of the Roc360 family of companies. A Roc360 affiliate is licensed as a California Finance Lender under Department of Financial Protection and Innovation 60DBO-69051; Arizona Commercial Mortgage Banker License 1002735; Florida Mortgage Lender Servicer License MLD1778; Nevada Mortgage Company (License #5100); North Carolina Loan Broker Registration Filing 315; West Virginia State Tax Department, Account #2410-0931. NMLS Company ID 1804080. *Rates advertised are the lowest offered. Actual rates and offers may vary based on approval criteria, including but not limited to borrower FICO score, previous experience, period of ownership, etc. All rights reserved. Equal housing lender.