*Existing Roc360 borrowers (“Referrers”) who wish to participate in the Refer-a-Friend Program must submit referrals via their Loan Originator and must include full name, current email and phone number of the referral. Any borrower referred through the Refer-a-Friend Program (“Referral”) must be a new customer of the Roc360 brands to be eligible and may not be affiliated with any existing customer of Roc360. Referrers may not refer themselves or any affiliated entity. Referrers will receive one $500 electronic ACH payout for each successful Referral, which means each Referral that successfully closes an eligible loan with a Roc360 brand within six (6) months of being referred. The Referrer must return a signed Form W-9 and ACH authorization form within six (6) months of request to remain eligible. Successful Referrals will be credited back at closing an equal amount of their appraisal fee (paid upfront at loan submission), up to a maximum of $850, as reflected on the closing HUD/statement. Offer is limited to one per eligible customer. Appraisal fees paid upfront are nonrefundable if the applicable loan does not close. Transferred appraisals, collateral desktop appraisals, and appraisal risk reviews are not eligible for credit. The Referral must be the primary borrower on the applicable loan, which must be submitted after 02/24/2025. This offer may not be combined with other offers or promotions, and does not include rush appraisal fees. Free appraisal limited to 1-4 unit properties, and one appraisal per loan. Portfolio rental loans are eligible for a credit back on a single property appraisal, up to the specified limit, based on the lowest-cost appraisal among all submitted units/properties. Appraisal must be ordered through Tamarisk. If there are multiple borrowers on any loan, only the first borrower referred will be treated as an eligible Referral and only one appraisal credit per loan is allowed, and if multiple Referrers refer an eligible Referral, only the first Referrer will be eligible for the payout. Payouts will be issued within 30 days following the later of the closed loan date or the receipt of signed Form W-9 and ACH authorization form. Failure to meet any of the eligibility requirements by either party will result in ineligibility for program’s benefits. Lender may modify the terms of the Refer-a-Friend program or may discontinue the program at any time without notice.