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This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Civic Financial Services, LLC reserves the right to amend rates and guidelines. NMLS 1099109. Loans made or arranged pursuant to a California Finance Lenders Law License 603L321. AZ Mortgage Broker License 0928633. OR Mortgage Lending License ML-5282. Privacy Policy | Terms of Use | Accessibility Policy | Licensing | Fair Lending Statement