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Fix and Flip

In search of short-term financing to fund your next flip? CIVIC’s fix and flip loans allow you to purchase a property under market value, rehab it, and then re-sell it as quickly as possible. Typically, a 1-year term with no prepayment premium, it enables investors like you to maximize returns on quick flips. Have a larger rehab project that may take longer? Don’t worry! CIVIC has 2-year term option available as well. 


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1 YEAR

NO PREPAYMENT PREMIUM:

This is a great program for investors that fix and flip properties quickly.

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2 YEAR

6 MONTH PREPAYMENT PREMIUM

This program is designed for investors with larger fix and flip projects that require more than 1 year. Our 2-year program helps investors avoid the stress of securing a refinance mid-project. 

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CIVIC finances both acquisition AND renovation costs, which helps minimize out-of-pocket costs for investors. The more real estate investment experience you have, the less out of pocket costs there will be. Simply bring your down payment to closing, use your funds to complete the first state of renovation, and as the project progresses CIVIC will reimburse you for the work completed. It's that easy.

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WHAT MAKES THIS A GREAT PROGRAM?

  • Up to 100% Rehab Financing
  • Finance renovation and construction costs (CLTV not to exceed 75% of ARV)
  • Home Depot Savings Program
  • Stated income only
  • Interest rates based on recent investment experience & credit
  • Interest-only payments