FixAndFlip
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Fix and Flip Icon
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1 YEAR

UP TO 80% LTV AND 90% LTP

NO PREPAYMENT PREMIUM:

This is a great program for investors that fix and flip properties quickly.

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2 YEAR

UP TO 80% LTV AND 90% LTP

THE 2 YEAR PROGRAM HAS A 6 MONTH PREPAYMENT PREMIUM

If you have a larger fix and flip project that you know will take longer than 1 year, CIVIC also has you covered. Avoid the stress of securing a refinance in the middle of your project, use our 2-year fix and flip loan. We offer acquisition and renovation costs on 2-year fix and flip loans just as we do on our 1-year loans.

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CIVIC finances both acquisition AND renovation costs. The more real estate investment experience you have, the less out of pocket costs there will be. Simply bring your down payment to closing, use your funds to complete the first state of renovation, and as the project progesses CIVIC will reimburse you for the work completed. It's that easy.

Fix & Flip Features - Woman looking at wall paint colors

WHAT MAKES THIS A GREAT PROGRAM?

  • Close fast to compete with cash buyers
  • Purchase and refinance loans up to 80% loan to as-is value
  • Finance renovation and construction costs (CLTV not to exceed 90% of ARV)
  • Home Depot Savings Program
  • Stated-income only
  • Interest rates based on recent investment experience & credit
  • Interest-only payments