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Honest, reliable lending for real estate investors.

Justin Hales

Vice President – Account Executive

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With close to 20 years of Mortgage experience, Justin is the authority on mortgage lending. He sees things that other industry professionals may overlook, allowing him to help thousands of Real Estate Investors purchase and refinance homes. Justin is passionate about finding creative financing solutions for his clients, no matter how complex. He utilizes his dedication to learning, along with his extensive experience and unparalleled insight to better understand the forces that drive our Mortgage Market.

By staying up to date on the latest complexities of Mortgage Lending, technology and cutting-edge marketing techniques for real estate, Justin has become a vital resource for Real Estate Investors and Brokers alike.

CIVIC Financial Services provides Fix & Flip Exposure Limit, Bridge, New Construction, and Single/Portfolio Rental loans to residential real estate investors across the country, helping our clients overcome traditional financing hurdles and build long-term wealth through real estate investment.

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    CIVIC delivers simple, honest, reliable lending for real estate investors.

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    ©2024 CIVIC Financial Services, LLC. is part of the Roc360 family of companies.

    A Roc360 affiliate is licensed as a California Finance Lender under Department of Financial Protection and Innovation 60DBO-69051; Arizona Commercial Mortgage Banker License 1002735; Florida Mortgage Lender Servicer License MLD1778; Nevada Mortgage Company (License #5100); North Carolina Loan Broker Registration Filing 315; West Virginia State Tax Department, Account #2410-0931. NMLS Company ID 1804080.

    *Rates advertised are the lowest offered. Actual rates and offers may vary based on approval criteria, including but not limited to borrower FICO score, previous experience, period of ownership, etc.

    All rights reserved. Equal housing lender.

    CIVIC delivers simple, honest, reliable

    lending for real estate investors.