correspondent
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CORRESPONDENT PROGRAM ADVANTAGES

  • Originate and close loans in your name
  • Competitive Pricing
  • Sophisticated White-labeled Software
    • Your Brand - Your Pipeline - Your Customer
  • Warehouse Lines Provided
    • Preserve your balance sheet 100% advance rate $7MM, $10MM, $25MM
  • Non-delegated Underwriting
    • Leverage CIVIC's world-class Operations Team for Underwriting, Doc Prep, & Funding support

Loan Programs

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BRIDGE

  • Short-term financing for 1-2 years
  • Interest-only payments
  • No prepayment penalty (1 year term)
  • Aggressive LTV's
  • Project recapitalization
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FIX & FLIP

  • Short-term financing for 1-2 years
  • Interest-only payments
  • No prepayment penalty (1 year term)
Rental Icon

RENTAL

  • Long-term financing available for stabilized rental properties
  • 5/1, 7/1, 10/1 ARM
  • Single asset and portfolio loans available
  • DSCR 1.00-1.10
  • 600 minimum FICO

ABOUT CIVIC

CIVIC specializes in the financing of non-owner occupied investment properties and prides itself in empowering real estate investors to leverage opportunities to grow their real estate portfolios. As a direct lender offering an array of financing solutions for retail, wholesale and correspondent channels, CIVIC maintains all operations in-house so loans are managed closely, quickly, and efficiently.

Leadership

Merced Cohen

EVP, Operations

William Tessar

President

Norma Navaro

Director, Correspondent Operations

Whit McCarthy

SVP, Correspondent Lending

READY TO GET STARTED?

Become a Partner Contact Us